Terms & Conditions

This document is an electronic record in terms of the Information Technology Act, 2000 and rules made thereunder, as amended from time to time.

This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, requiring publishing of rules, regulations, privacy policy and terms of use for access or usage of this platform.

The platform is owned by CARDGENIE FINANCIAL SERVICES PRIVATE LIMITED, incorporated under the Companies Act, 1956, with its registered office at GF 001, Mauryansh Elanza, Shyamal Cross Road, Ahmedabad, India (“Platform Owner”, “we”, “us”, “our”).

Your use of the platform and its services constitutes your acceptance of these Terms of Use and applicable policies incorporated herein by reference.

User Obligations

You agree to provide accurate and complete information during registration and remain responsible for all activities under your account.
We make no warranties regarding accuracy, completeness, suitability, or reliability of the platform or services for any purpose.
Your use of the platform is entirely at your own risk.
The platform content is proprietary and protected by intellectual property laws.
You agree not to use the platform for unlawful or prohibited activities under applicable laws.
The platform may contain third-party links. We are not responsible for their content or policies.
By initiating a transaction, you enter into a legally binding agreement with the platform owner.

Indemnity

You agree to indemnify and hold harmless the platform owner and its affiliates from any claims arising out of your breach of these terms or violation of applicable laws.

Force Majeure

Neither party shall be liable for failure to perform obligations due to events beyond reasonable control.

Governing Law

These terms shall be governed by the laws of India. Courts in Ahmedabad, Gujarat shall have exclusive jurisdiction.

All communications regarding these terms must be made using the contact details available on the platform.